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Borrowing in French River 13, Ontario

French River 13, Ontario: 137 residents in the 2021 Census, 25.9 square kilometres of land, and the provincial lending rules that apply across Ontario.

Province Ontario (ON)
Population, 2021 Census 137
Land area 25.9 km²
Provincial regulator See the FCAC list

French River 13 is one of the Ontario communities covered here, with a 2021 Census population of 137, and borrowing there is licensed under Ontario's consumer credit rules.

The census figures for French River 13

In the 2021 Census, French River 13 had 137 residents. 25.9 square kilometres of land are attributed to French River 13.

That gives a density of 5.3 people per square kilometre, rounded to one decimal place.

Among covered Ontario places, French River 13 sits at rank 512 by population.

The place record for French River 13 covers 25.9 square kilometres and 137 residents, a density of 5.3 people per square kilometre.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

Readers comparing French River 13 with another community can use the same four census fields.

French River 13 sits at rank 512 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The French River 13 page follows the same structure as every other place page, with population, land area, density and rank.

French River 13 appears in the census record with 137 residents, and the density of 5.3 people per square kilometre follows from it.

Nothing on the French River 13 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for French River 13 is 25.9 square kilometres, and the population is 137 residents in the 2021 Census.

At 137 residents in the 2021 Census, French River 13 is listed alongside the other covered places in Ontario.

Where a figure for French River 13 could not be verified, the page names the publisher instead of printing a number.

French River 13 is one of 527 covered Ontario places, counted at 137 residents with a land area of 25.9 square kilometres.

The density figure for French River 13, 5.3 people per square kilometre, is calculated from the population and land area above.

For French River 13, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in French River 13

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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