Borrowing in Gananoque, Ontario

This page covers borrowing in Gananoque, Ontario: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The census figures for Gananoque

5,383 people were counted in Gananoque in the 2021 Census. Land area for Gananoque is 7.0 square kilometres in the same census.

That gives a density of 767.9 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 225 within this data set.

Gananoque therefore appears at rank 225 of 527 covered Ontario places, with a density of 767.9 people per square kilometre.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

The land area recorded for Gananoque is 7.0 square kilometres, and the population is 5,383 residents in the 2021 Census.

The Gananoque page follows the same structure as every other place page, with population, land area, density and rank.

Gananoque appears in the census record with 5,383 residents, and the density of 767.9 people per square kilometre follows from it.

Nothing on the Gananoque page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 5,383 residents in the 2021 Census, Gananoque is listed alongside the other covered places in Ontario.

For Gananoque, the two census fields above are the only local statistics used anywhere on the page.

Gananoque is one of 527 covered Ontario places, counted at 5,383 residents with a land area of 7.0 square kilometres.

Where a figure for Gananoque could not be verified, the page names the publisher instead of printing a number.

Gananoque sits at rank 225 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Gananoque ranks 225 by 2021 Census population among the covered places in Ontario.

The density figure for Gananoque, 767.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.