Borrowing in Georgina, Ontario

A loan taken out in Georgina is governed by Ontario's licensing rules, and the 2021 Census counted 47,642 people in the community.

The census figures for Georgina

Georgina recorded a population of 47,642 in Statistics Canada's 2021 Census of Population. Land area for Georgina is 287.7 square kilometres in the same census.

The arithmetic gives 165.6 people per square kilometre.

Georgina ranks 46 by population among the Ontario places on this site.

Within Ontario, Georgina is place number 46 by population in this census set, at 47,642 residents.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Ontario among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Mid-sized places carry the same product list and the same provincial position as the largest city in the province.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Nothing on the Georgina page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Georgina is one of 527 covered Ontario places, counted at 47,642 residents with a land area of 287.7 square kilometres.

The land area recorded for Georgina is 287.7 square kilometres, and the population is 47,642 residents in the 2021 Census.

At 47,642 residents in the 2021 Census, Georgina is listed alongside the other covered places in Ontario.

Readers comparing Georgina with another community can use the same four census fields.

For Georgina, the two census fields above are the only local statistics used anywhere on the page.

Georgina ranks 46 by 2021 Census population among the covered places in Ontario.

The density figure for Georgina, 165.6 people per square kilometre, is calculated from the population and land area above.

Georgina appears in the census record with 47,642 residents, and the density of 165.6 people per square kilometre follows from it.

The Georgina page follows the same structure as every other place page, with population, land area, density and rank.

Georgina sits at rank 46 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.