Borrowing in Hastings Highlands, Ontario

With 4,385 residents counted in the 2021 Census, Hastings Highlands sits inside Ontario's provincial lending framework.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Joint applications combine two incomes and two sets of obligations in the same assessment.

The census figures for Hastings Highlands

Hastings Highlands recorded a population of 4,385 in Statistics Canada's 2021 Census of Population. The census records a land area of 966.6 square kilometres for Hastings Highlands.

The calculated density is 4.5 people per square kilometre.

Among covered Ontario places, Hastings Highlands sits at rank 241 by population.

Hastings Highlands sits at rank 241 among the 527 Ontario places here, with 4,385 residents in the 2021 Census.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The Hastings Highlands page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Hastings Highlands page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Hastings Highlands could not be verified, the page names the publisher instead of printing a number.

Hastings Highlands sits at rank 241 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Hastings Highlands, 4.5 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Hastings Highlands is 966.6 square kilometres, and the population is 4,385 residents in the 2021 Census.

Hastings Highlands is one of 527 covered Ontario places, counted at 4,385 residents with a land area of 966.6 square kilometres.

For Hastings Highlands, the two census fields above are the only local statistics used anywhere on the page.

At 4,385 residents in the 2021 Census, Hastings Highlands is listed alongside the other covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.