Borrowing in Johnson, Ontario

Johnson is one of the Ontario places covered here, with 749 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A mortgage is registered against the property, which is what gives the lender its claim. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

The census figures for Johnson

The 2021 Census counted 749 residents in Johnson. Land area for Johnson is 119.5 square kilometres in the same census.

On those two figures, density is 6.3 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 388 in the province.

Johnson is one of 527 places listed for Ontario, ranked 388 by population and measured at 119.5 square kilometres.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

For Johnson, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Johnson page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Johnson page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Johnson, 6.3 people per square kilometre, is calculated from the population and land area above.

Johnson ranks 388 by 2021 Census population among the covered places in Ontario.

Johnson appears in the census record with 749 residents, and the density of 6.3 people per square kilometre follows from it.

Johnson sits at rank 388 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Johnson could not be verified, the page names the publisher instead of printing a number.

At 749 residents in the 2021 Census, Johnson is listed alongside the other covered places in Ontario.

The land area recorded for Johnson is 119.5 square kilometres, and the population is 749 residents in the 2021 Census.

Readers comparing Johnson with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.