Borrowing in Middlesex Centre, Ontario

A loan taken out in Middlesex Centre is governed by Ontario's licensing rules, and the 2021 Census counted 18,928 people in the community.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Ontario, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

The census figures for Middlesex Centre

Statistics Canada's 2021 Census gives Middlesex Centre a population of 18,928. 588.2 square kilometres of land are attributed to Middlesex Centre.

The calculated density is 32.2 people per square kilometre.

Middlesex Centre ranks 92 by population among the Ontario places on this site.

The place record for Middlesex Centre covers 588.2 square kilometres and 18,928 residents, a density of 32.2 people per square kilometre.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. An application usually asks for identification, income evidence, banking details and a statement of obligations.

For Middlesex Centre, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Middlesex Centre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 18,928 residents in the 2021 Census, Middlesex Centre is listed alongside the other covered places in Ontario.

Middlesex Centre ranks 92 by 2021 Census population among the covered places in Ontario.

Where a figure for Middlesex Centre could not be verified, the page names the publisher instead of printing a number.

The density figure for Middlesex Centre, 32.2 people per square kilometre, is calculated from the population and land area above.

Middlesex Centre appears in the census record with 18,928 residents, and the density of 32.2 people per square kilometre follows from it.

Readers comparing Middlesex Centre with another community can use the same four census fields.

Middlesex Centre sits at rank 92 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The Middlesex Centre page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Middlesex Centre is 588.2 square kilometres, and the population is 18,928 residents in the 2021 Census.

Middlesex Centre is one of 527 covered Ontario places, counted at 18,928 residents with a land area of 588.2 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.