Borrowing in Moravian 47, Ontario

This page covers borrowing in Moravian 47, Ontario: the census facts, the provincial rules, and the products people compare.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Ontario, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Moravian 47

Population for Moravian 47 stands at 328 in the 2021 Census. 12.6 square kilometres of land are attributed to Moravian 47.

On those two figures, density is 26.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 465 in the province.

Moravian 47 sits at rank 465 among the 527 Ontario places here, with 328 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Moravian 47 appears in the census record with 328 residents, and the density of 26.0 people per square kilometre follows from it.

Nothing on the Moravian 47 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Moravian 47, the two census fields above are the only local statistics used anywhere on the page.

Moravian 47 sits at rank 465 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Moravian 47 ranks 465 by 2021 Census population among the covered places in Ontario.

At 328 residents in the 2021 Census, Moravian 47 is listed alongside the other covered places in Ontario.

Where a figure for Moravian 47 could not be verified, the page names the publisher instead of printing a number.

The Moravian 47 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Moravian 47 with another community can use the same four census fields.

The land area recorded for Moravian 47 is 12.6 square kilometres, and the population is 328 residents in the 2021 Census.

Moravian 47 is one of 527 covered Ontario places, counted at 328 residents with a land area of 12.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.