Borrowing in Mulmur, Ontario

With 3,571 residents counted in the 2021 Census, Mulmur sits inside Ontario's provincial lending framework.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Joint applications combine two incomes and two sets of obligations in the same assessment. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The census figures for Mulmur

3,571 people were counted in Mulmur in the 2021 Census. Land area for Mulmur is 286.2 square kilometres in the same census.

Dividing population by land area gives 12.5 residents per square kilometre, rounded to one decimal place.

Among covered Ontario places, Mulmur sits at rank 262 by population.

Mulmur is one of 527 places listed for Ontario, ranked 262 by population and measured at 286.2 square kilometres.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The land area recorded for Mulmur is 286.2 square kilometres, and the population is 3,571 residents in the 2021 Census.

Mulmur ranks 262 by 2021 Census population among the covered places in Ontario.

Mulmur sits at rank 262 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Mulmur with another community can use the same four census fields.

Where a figure for Mulmur could not be verified, the page names the publisher instead of printing a number.

Mulmur appears in the census record with 3,571 residents, and the density of 12.5 people per square kilometre follows from it.

For Mulmur, the two census fields above are the only local statistics used anywhere on the page.

The Mulmur page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Mulmur, 12.5 people per square kilometre, is calculated from the population and land area above.

Nothing on the Mulmur page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Mulmur is one of 527 covered Ontario places, counted at 3,571 residents with a land area of 286.2 square kilometres.

At 3,571 residents in the 2021 Census, Mulmur is listed alongside the other covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.