Borrowing in Norfolk County, Ontario

This page covers borrowing in Norfolk County, Ontario: the census facts, the provincial rules, and the products people compare.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Ontario, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

In the middle band, the community is grouped with comparable places here, and the rules stay provincial.

The census figures for Norfolk County

Statistics Canada's 2021 Census gives Norfolk County a population of 67,490. 1597.7 square kilometres of land are attributed to Norfolk County.

Dividing population by land area gives 42.2 residents per square kilometre, rounded to one decimal place.

Among covered Ontario places, Norfolk County sits at rank 37 by population.

The place record for Norfolk County covers 1597.7 square kilometres and 67,490 residents, a density of 42.2 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Norfolk County appears in the census record with 67,490 residents, and the density of 42.2 people per square kilometre follows from it.

Norfolk County ranks 37 by 2021 Census population among the covered places in Ontario.

Readers comparing Norfolk County with another community can use the same four census fields.

The density figure for Norfolk County, 42.2 people per square kilometre, is calculated from the population and land area above.

At 67,490 residents in the 2021 Census, Norfolk County is listed alongside the other covered places in Ontario.

Nothing on the Norfolk County page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Norfolk County sits at rank 37 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Norfolk County could not be verified, the page names the publisher instead of printing a number.

The Norfolk County page follows the same structure as every other place page, with population, land area, density and rank.

For Norfolk County, the two census fields above are the only local statistics used anywhere on the page.

Norfolk County is one of 527 covered Ontario places, counted at 67,490 residents with a land area of 1597.7 square kilometres.

The land area recorded for Norfolk County is 1597.7 square kilometres, and the population is 67,490 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.