Borrowing in Perth East, Ontario

With 12,595 residents counted in the 2021 Census, Perth East sits inside Ontario's provincial lending framework.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Perth East

Perth East recorded a population of 12,595 in Statistics Canada's 2021 Census of Population. Its land area is 711.9 square kilometres.

Dividing population by land area gives 17.7 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 124 within this data set.

Perth East is one of 527 places listed for Ontario, ranked 124 by population and measured at 711.9 square kilometres.

Perth East is one of 527 covered Ontario places, counted at 12,595 residents with a land area of 711.9 square kilometres.

Perth East appears in the census record with 12,595 residents, and the density of 17.7 people per square kilometre follows from it.

Nothing on the Perth East page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Perth East is 711.9 square kilometres, and the population is 12,595 residents in the 2021 Census.

At 12,595 residents in the 2021 Census, Perth East is listed alongside the other covered places in Ontario.

Where a figure for Perth East could not be verified, the page names the publisher instead of printing a number.

The Perth East page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Perth East, 17.7 people per square kilometre, is calculated from the population and land area above.

Perth East sits at rank 124 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Perth East with another community can use the same four census fields.

For Perth East, the two census fields above are the only local statistics used anywhere on the page.

Perth East ranks 124 by 2021 Census population among the covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.