Borrowing in Perth, Ontario

A loan taken out in Perth is governed by Ontario's licensing rules, and the 2021 Census counted 6,469 people in the community.

The census figures for Perth

Statistics Canada's 2021 Census gives Perth a population of 6,469. Its land area is 12.2 square kilometres.

On those two figures, density is 529.8 residents per square kilometre when rounded to one decimal place.

Perth ranks 209 by population among the Ontario places on this site.

Within Ontario, Perth is place number 209 by population in this census set, at 6,469 residents.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Ontario, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Perth ranks 209 by 2021 Census population among the covered places in Ontario.

Nothing on the Perth page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Perth page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Perth with another community can use the same four census fields.

Perth is one of 527 covered Ontario places, counted at 6,469 residents with a land area of 12.2 square kilometres.

Perth sits at rank 209 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Perth appears in the census record with 6,469 residents, and the density of 529.8 people per square kilometre follows from it.

For Perth, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Perth, 529.8 people per square kilometre, is calculated from the population and land area above.

At 6,469 residents in the 2021 Census, Perth is listed alongside the other covered places in Ontario.

Where a figure for Perth could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.