Borrowing in Plympton-Wyoming, Ontario

With 8,308 residents counted in the 2021 Census, Plympton-Wyoming sits inside Ontario's provincial lending framework.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

The census figures for Plympton-Wyoming

Plympton-Wyoming recorded a population of 8,308 in Statistics Canada's 2021 Census of Population. Land area for Plympton-Wyoming is 318.9 square kilometres in the same census.

That gives a density of 26.1 people per square kilometre, rounded to one decimal place.

Among covered Ontario places, Plympton-Wyoming sits at rank 172 by population.

Plympton-Wyoming is one of 527 places listed for Ontario, ranked 172 by population and measured at 318.9 square kilometres.

Plympton-Wyoming is one of 527 covered Ontario places, counted at 8,308 residents with a land area of 318.9 square kilometres.

The Plympton-Wyoming page follows the same structure as every other place page, with population, land area, density and rank.

Plympton-Wyoming appears in the census record with 8,308 residents, and the density of 26.1 people per square kilometre follows from it.

At 8,308 residents in the 2021 Census, Plympton-Wyoming is listed alongside the other covered places in Ontario.

Readers comparing Plympton-Wyoming with another community can use the same four census fields.

Where a figure for Plympton-Wyoming could not be verified, the page names the publisher instead of printing a number.

Plympton-Wyoming sits at rank 172 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Plympton-Wyoming, 26.1 people per square kilometre, is calculated from the population and land area above.

For Plympton-Wyoming, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Plympton-Wyoming is 318.9 square kilometres, and the population is 8,308 residents in the 2021 Census.

Nothing on the Plympton-Wyoming page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Plympton-Wyoming ranks 172 by 2021 Census population among the covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.