Borrowing in Point Edward, Ontario

Point Edward, Ontario, recorded a population of 1,930 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Ontario, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Point Edward

Population for Point Edward stands at 1,930 in the 2021 Census. 3.3 square kilometres of land are attributed to Point Edward.

The arithmetic gives 584.8 people per square kilometre.

The 2021 Census population places it at rank 311 in the province.

Point Edward sits at rank 311 among the 527 Ontario places here, with 1,930 residents in the 2021 Census.

Point Edward ranks 311 by 2021 Census population among the covered places in Ontario.

Nothing on the Point Edward page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Point Edward is 3.3 square kilometres, and the population is 1,930 residents in the 2021 Census.

Point Edward sits at rank 311 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Point Edward, 584.8 people per square kilometre, is calculated from the population and land area above.

For Point Edward, the two census fields above are the only local statistics used anywhere on the page.

Point Edward is one of 527 covered Ontario places, counted at 1,930 residents with a land area of 3.3 square kilometres.

Readers comparing Point Edward with another community can use the same four census fields.

The Point Edward page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Point Edward could not be verified, the page names the publisher instead of printing a number.

At 1,930 residents in the 2021 Census, Point Edward is listed alongside the other covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.