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Borrowing in Prince Edward County, Ontario

Population 25,704, land area 1052.6 square kilometres: the census facts for Prince Edward County, plus how consumer credit is regulated in Ontario.

Province Ontario (ON)
Population, 2021 Census 25,704
Land area 1052.6 km²
Provincial regulator See the FCAC list

Prince Edward County is one of the Ontario communities covered here, with a 2021 Census population of 25,704, and borrowing there is licensed under Ontario's consumer credit rules.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The Ontario rules that apply

Licensing for consumer credit in Ontario sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Ontario among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Mid-sized places carry the same product list and the same provincial position as the largest city in the province.

The census figures for Prince Edward County

25,704 people were counted in Prince Edward County in the 2021 Census. Land area for Prince Edward County is 1052.6 square kilometres in the same census.

Dividing population by land area gives 24.4 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 69 in the province.

Prince Edward County is one of 527 places listed for Ontario, ranked 69 by population and measured at 1052.6 square kilometres.

The land area recorded for Prince Edward County is 1052.6 square kilometres, and the population is 25,704 residents in the 2021 Census.

Prince Edward County ranks 69 by 2021 Census population among the covered places in Ontario.

At 25,704 residents in the 2021 Census, Prince Edward County is listed alongside the other covered places in Ontario.

Prince Edward County appears in the census record with 25,704 residents, and the density of 24.4 people per square kilometre follows from it.

Nothing on the Prince Edward County page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Prince Edward County is one of 527 covered Ontario places, counted at 25,704 residents with a land area of 1052.6 square kilometres.

Prince Edward County sits at rank 69 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Prince Edward County, 24.4 people per square kilometre, is calculated from the population and land area above.

Readers comparing Prince Edward County with another community can use the same four census fields.

For Prince Edward County, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Prince Edward County could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Prince Edward County

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Toronto 2,794,356 Ottawa 1,017,449 Mississauga 717,961 Brampton 656,480 Hamilton 569,353 London 422,324

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