Borrowing in Quinte West, Ontario

With 46,560 residents counted in the 2021 Census, Quinte West sits inside Ontario's provincial lending framework.

The census figures for Quinte West

Statistics Canada's 2021 Census gives Quinte West a population of 46,560. Statistics Canada lists 495.4 square kilometres of land for the community.

Population divided by land area produces a density of 94.0 people per square kilometre.

By population it ranks 48 among the Ontario places covered here.

Compared with the other 527 covered Ontario places, Quinte West ranks 48 by population.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Ontario, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

In the middle band, the community is grouped with comparable places here, and the rules stay provincial.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The density figure for Quinte West, 94.0 people per square kilometre, is calculated from the population and land area above.

The Quinte West page follows the same structure as every other place page, with population, land area, density and rank.

Quinte West is one of 527 covered Ontario places, counted at 46,560 residents with a land area of 495.4 square kilometres.

The land area recorded for Quinte West is 495.4 square kilometres, and the population is 46,560 residents in the 2021 Census.

Quinte West sits at rank 48 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Quinte West with another community can use the same four census fields.

Quinte West appears in the census record with 46,560 residents, and the density of 94.0 people per square kilometre follows from it.

Where a figure for Quinte West could not be verified, the page names the publisher instead of printing a number.

Nothing on the Quinte West page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Quinte West ranks 48 by 2021 Census population among the covered places in Ontario.

At 46,560 residents in the 2021 Census, Quinte West is listed alongside the other covered places in Ontario.

For Quinte West, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.