Borrowing in Rat Portage 38A, Ontario

Rat Portage 38A is one of the Ontario places covered here, with 171 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Rat Portage 38A

Rat Portage 38A recorded a population of 171 in Statistics Canada's 2021 Census of Population. Its land area is 29.6 square kilometres.

Population divided by land area produces a density of 5.8 people per square kilometre.

The 2021 Census population places it at rank 500 in the province.

Compared with the other 527 covered Ontario places, Rat Portage 38A ranks 500 by population.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Readers comparing Rat Portage 38A with another community can use the same four census fields.

For Rat Portage 38A, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Rat Portage 38A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Rat Portage 38A is one of 527 covered Ontario places, counted at 171 residents with a land area of 29.6 square kilometres.

The Rat Portage 38A page follows the same structure as every other place page, with population, land area, density and rank.

Rat Portage 38A sits at rank 500 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Rat Portage 38A is 29.6 square kilometres, and the population is 171 residents in the 2021 Census.

The density figure for Rat Portage 38A, 5.8 people per square kilometre, is calculated from the population and land area above.

Where a figure for Rat Portage 38A could not be verified, the page names the publisher instead of printing a number.

Rat Portage 38A ranks 500 by 2021 Census population among the covered places in Ontario.

At 171 residents in the 2021 Census, Rat Portage 38A is listed alongside the other covered places in Ontario.

Rat Portage 38A appears in the census record with 171 residents, and the density of 5.8 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.