Borrowing in Temiskaming Shores, Ontario

A loan taken out in Temiskaming Shores is governed by Ontario's licensing rules, and the 2021 Census counted 9,634 people in the community.

The census figures for Temiskaming Shores

The 2021 Census counted 9,634 residents in Temiskaming Shores. Land area for Temiskaming Shores is 176.7 square kilometres in the same census.

That gives a density of 54.5 people per square kilometre, rounded to one decimal place.

The community is the 155th largest place in the province within this census set.

Temiskaming Shores sits at rank 155 among the 527 Ontario places here, with 9,634 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Ontario, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Nothing on the Temiskaming Shores page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Temiskaming Shores, 54.5 people per square kilometre, is calculated from the population and land area above.

Where a figure for Temiskaming Shores could not be verified, the page names the publisher instead of printing a number.

At 9,634 residents in the 2021 Census, Temiskaming Shores is listed alongside the other covered places in Ontario.

Readers comparing Temiskaming Shores with another community can use the same four census fields.

Temiskaming Shores ranks 155 by 2021 Census population among the covered places in Ontario.

For Temiskaming Shores, the two census fields above are the only local statistics used anywhere on the page.

Temiskaming Shores is one of 527 covered Ontario places, counted at 9,634 residents with a land area of 176.7 square kilometres.

Temiskaming Shores sits at rank 155 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The Temiskaming Shores page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Temiskaming Shores is 176.7 square kilometres, and the population is 9,634 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.