Borrowing in Thames Centre, Ontario

A loan taken out in Thames Centre is governed by Ontario's licensing rules, and the 2021 Census counted 13,980 people in the community.

The census figures for Thames Centre

Population for Thames Centre stands at 13,980 in the 2021 Census. Statistics Canada lists 434.0 square kilometres of land for the community.

On those two figures, density is 32.2 residents per square kilometre when rounded to one decimal place.

Thames Centre ranks 113 by population among the Ontario places on this site.

Thames Centre sits at rank 113 among the 527 Ontario places here, with 13,980 residents in the 2021 Census.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A credit file is compiled by private agencies from information lenders and other creditors report. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Nothing on the Thames Centre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Thames Centre could not be verified, the page names the publisher instead of printing a number.

The Thames Centre page follows the same structure as every other place page, with population, land area, density and rank.

At 13,980 residents in the 2021 Census, Thames Centre is listed alongside the other covered places in Ontario.

Thames Centre appears in the census record with 13,980 residents, and the density of 32.2 people per square kilometre follows from it.

Thames Centre sits at rank 113 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Thames Centre with another community can use the same four census fields.

The land area recorded for Thames Centre is 434.0 square kilometres, and the population is 13,980 residents in the 2021 Census.

For Thames Centre, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Thames Centre, 32.2 people per square kilometre, is calculated from the population and land area above.

Thames Centre is one of 527 covered Ontario places, counted at 13,980 residents with a land area of 434.0 square kilometres.

Thames Centre ranks 113 by 2021 Census population among the covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.