Borrowing in The Dalles 38C, Ontario

This page covers borrowing in The Dalles 38C, Ontario: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The census figures for The Dalles 38C

In the 2021 Census, The Dalles 38C had 180 residents. Its land area is 33.7 square kilometres.

Dividing population by land area gives 5.3 residents per square kilometre, rounded to one decimal place.

The community is the 496th largest place in the province within this census set.

The Dalles 38C is one of 527 places listed for Ontario, ranked 496 by population and measured at 33.7 square kilometres.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Nothing on the The Dalles 38C page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Dalles 38C sits at rank 496 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The Dalles 38C appears in the census record with 180 residents, and the density of 5.3 people per square kilometre follows from it.

Where a figure for The Dalles 38C could not be verified, the page names the publisher instead of printing a number.

The density figure for The Dalles 38C, 5.3 people per square kilometre, is calculated from the population and land area above.

The Dalles 38C is one of 527 covered Ontario places, counted at 180 residents with a land area of 33.7 square kilometres.

At 180 residents in the 2021 Census, The Dalles 38C is listed alongside the other covered places in Ontario.

The land area recorded for The Dalles 38C is 33.7 square kilometres, and the population is 180 residents in the 2021 Census.

The The Dalles 38C page follows the same structure as every other place page, with population, land area, density and rank.

For The Dalles 38C, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing The Dalles 38C with another community can use the same four census fields.

The Dalles 38C ranks 496 by 2021 Census population among the covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.