Borrowing in Uxbridge, Ontario

With 21,556 residents counted in the 2021 Census, Uxbridge sits inside Ontario's provincial lending framework.

The census figures for Uxbridge

The 2021 Census counted 21,556 residents in Uxbridge. The census records a land area of 420.5 square kilometres for Uxbridge.

Dividing population by land area gives 51.3 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 83 in the province.

Uxbridge therefore appears at rank 83 of 527 covered Ontario places, with a density of 51.3 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Ontario among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

The density figure for Uxbridge, 51.3 people per square kilometre, is calculated from the population and land area above.

For Uxbridge, the two census fields above are the only local statistics used anywhere on the page.

The Uxbridge page follows the same structure as every other place page, with population, land area, density and rank.

Uxbridge ranks 83 by 2021 Census population among the covered places in Ontario.

Where a figure for Uxbridge could not be verified, the page names the publisher instead of printing a number.

Nothing on the Uxbridge page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Uxbridge sits at rank 83 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Uxbridge is 420.5 square kilometres, and the population is 21,556 residents in the 2021 Census.

Uxbridge appears in the census record with 21,556 residents, and the density of 51.3 people per square kilometre follows from it.

Uxbridge is one of 527 covered Ontario places, counted at 21,556 residents with a land area of 420.5 square kilometres.

Readers comparing Uxbridge with another community can use the same four census fields.

At 21,556 residents in the 2021 Census, Uxbridge is listed alongside the other covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.