Borrowing in North Wiltshire, Prince Edward Island

North Wiltshire, Prince Edward Island, recorded a population of 176 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for North Wiltshire

Population for North Wiltshire stands at 176 in the 2021 Census. Its land area is 12.4 square kilometres.

The calculated density is 14.2 people per square kilometre.

The 2021 Census population places it at rank 84 in the province.

Within Prince Edward Island, North Wiltshire is place number 84 by population in this census set, at 176 residents.

The Prince Edward Island rules that apply

Licensing for consumer credit in Prince Edward Island sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Prince Edward Island among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Joint applications combine two incomes and two sets of obligations in the same assessment. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

For North Wiltshire, the two census fields above are the only local statistics used anywhere on the page.

North Wiltshire appears in the census record with 176 residents, and the density of 14.2 people per square kilometre follows from it.

North Wiltshire sits at rank 84 within Prince Edward Island in this data set, and the provincial rules apply as they do elsewhere.

At 176 residents in the 2021 Census, North Wiltshire is listed alongside the other covered places in Prince Edward Island.

North Wiltshire ranks 84 by 2021 Census population among the covered places in Prince Edward Island.

Nothing on the North Wiltshire page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

North Wiltshire is one of 91 covered Prince Edward Island places, counted at 176 residents with a land area of 12.4 square kilometres.

The North Wiltshire page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for North Wiltshire, 14.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for North Wiltshire is 12.4 square kilometres, and the population is 176 residents in the 2021 Census.

Where a figure for North Wiltshire could not be verified, the page names the publisher instead of printing a number.

Readers comparing North Wiltshire with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.