Borrowing in York, Prince Edward Island

A loan taken out in York is governed by Prince Edward Island's licensing rules, and the 2021 Census counted 387 people in the community.

The Prince Edward Island rules that apply

The body that licenses consumer lending in Prince Edward Island is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Prince Edward Island falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for York

The 2021 Census counted 387 residents in York. 12.3 square kilometres of land are attributed to York.

Population divided by land area produces a density of 31.5 people per square kilometre.

By population it ranks 53 among the Prince Edward Island places covered here.

York sits at rank 53 among the 91 Prince Edward Island places here, with 387 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

York appears in the census record with 387 residents, and the density of 31.5 people per square kilometre follows from it.

The density figure for York, 31.5 people per square kilometre, is calculated from the population and land area above.

York sits at rank 53 within Prince Edward Island in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for York is 12.3 square kilometres, and the population is 387 residents in the 2021 Census.

The York page follows the same structure as every other place page, with population, land area, density and rank.

York ranks 53 by 2021 Census population among the covered places in Prince Edward Island.

Readers comparing York with another community can use the same four census fields.

At 387 residents in the 2021 Census, York is listed alongside the other covered places in Prince Edward Island.

For York, the two census fields above are the only local statistics used anywhere on the page.

York is one of 91 covered Prince Edward Island places, counted at 387 residents with a land area of 12.3 square kilometres.

Nothing on the York page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for York could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.