Borrowing in Prince Albert, Saskatchewan

This page covers borrowing in Prince Albert, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

This community falls in the middle band, where the census fields and the provincial rules are the same as everywhere else in the province.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The census figures for Prince Albert

In the 2021 Census, Prince Albert had 37,756 residents. Its land area is 67.2 square kilometres.

Dividing population by land area gives 562.1 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 3 in the province.

Prince Albert sits at rank 3 among the 733 Saskatchewan places here, with 37,756 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

At 37,756 residents in the 2021 Census, Prince Albert is listed alongside the other covered places in Saskatchewan.

Prince Albert appears in the census record with 37,756 residents, and the density of 562.1 people per square kilometre follows from it.

Where a figure for Prince Albert could not be verified, the page names the publisher instead of printing a number.

Prince Albert ranks 3 by 2021 Census population among the covered places in Saskatchewan.

Prince Albert is one of 733 covered Saskatchewan places, counted at 37,756 residents with a land area of 67.2 square kilometres.

Prince Albert sits at rank 3 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Prince Albert with another community can use the same four census fields.

For Prince Albert, the two census fields above are the only local statistics used anywhere on the page.

The Prince Albert page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Prince Albert is 67.2 square kilometres, and the population is 37,756 residents in the 2021 Census.

Nothing on the Prince Albert page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Prince Albert, 562.1 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.