Compare loans

Conventional mortgage: 3-year

A posted conventional three-year mortgage rate, published weekly by the Bank of Canada.

Current value 6.05%
As of 2026-09-16
Series code V80691334
Publisher Bank of Canada

This is a published benchmark, not an offer. No lender is obliged to lend at it, and the rate you are offered for a particular loan depends on the lender's assessment of your file, the security pledged and the term. A benchmark is useful because it shows which way the underlying cost of funds is moving and how far a quoted rate sits from it.

The lowest rates are only available to the most qualified applicants.

Source: Bank of Canada, series V80691334, as of 2026-09-16. Retrieved 2026-09-17T23:57:00Z.

Work out the arithmetic

Loan payment calculator Turn a rate and term into a monthly payment and total interest. Cost of borrowing calculator Add fees to the picture.

Other series

Target for the overnight rate Prime rate Canadian Overnight Repo Rate Average (CORRA) Conventional mortgage: 1-year Conventional mortgage: 5-year Government of Canada benchmark bond yield: 2 year Government of Canada benchmark bond yield: 5 year Government of Canada benchmark bond yield: 10 year

All benchmark rates

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.