Borrowing in Acadia No. 34, Alberta

With 494 residents counted in the 2021 Census, Acadia No. 34 sits inside Alberta's provincial lending framework.

The Alberta rules that apply

Provincial or territorial law decides who may lend in Alberta, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Acadia No. 34

The 2021 Census counted 494 residents in Acadia No. 34. 1070.9 square kilometres of land are attributed to Acadia No. 34.

Population divided by land area produces a density of 0.5 people per square kilometre.

Among covered Alberta places, Acadia No. 34 sits at rank 250 by population.

Compared with the other 361 covered Alberta places, Acadia No. 34 ranks 250 by population.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nothing on the Acadia No. 34 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Acadia No. 34 is 1070.9 square kilometres, and the population is 494 residents in the 2021 Census.

The Acadia No. 34 page follows the same structure as every other place page, with population, land area, density and rank.

Acadia No. 34 ranks 250 by 2021 Census population among the covered places in Alberta.

Readers comparing Acadia No. 34 with another community can use the same four census fields.

Where a figure for Acadia No. 34 could not be verified, the page names the publisher instead of printing a number.

Acadia No. 34 appears in the census record with 494 residents, and the density of 0.5 people per square kilometre follows from it.

For Acadia No. 34, the two census fields above are the only local statistics used anywhere on the page.

At 494 residents in the 2021 Census, Acadia No. 34 is listed alongside the other covered places in Alberta.

The density figure for Acadia No. 34, 0.5 people per square kilometre, is calculated from the population and land area above.

Acadia No. 34 sits at rank 250 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.