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Borrowing in Alexander 134, Alberta

Alexander 134 is one of the Alberta communities covered here, with 1,077 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Alberta (AB)
Population, 2021 Census 1,077
Land area 68.4 km²
Provincial regulator See the FCAC list

This page covers borrowing in Alexander 134, Alberta: the census facts, the provincial rules, and the products people compare.

The census figures for Alexander 134

1,077 people were counted in Alexander 134 in the 2021 Census. Statistics Canada lists 68.4 square kilometres of land for the community.

Dividing population by land area gives 15.7 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 185 in the province.

Within Alberta, Alexander 134 is place number 185 by population in this census set, at 1,077 residents.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Alberta, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The density figure for Alexander 134, 15.7 people per square kilometre, is calculated from the population and land area above.

Nothing on the Alexander 134 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,077 residents in the 2021 Census, Alexander 134 is listed alongside the other covered places in Alberta.

Readers comparing Alexander 134 with another community can use the same four census fields.

For Alexander 134, the two census fields above are the only local statistics used anywhere on the page.

The Alexander 134 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Alexander 134 could not be verified, the page names the publisher instead of printing a number.

Alexander 134 sits at rank 185 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Alexander 134 is 68.4 square kilometres, and the population is 1,077 residents in the 2021 Census.

Alexander 134 ranks 185 by 2021 Census population among the covered places in Alberta.

Alexander 134 appears in the census record with 1,077 residents, and the density of 15.7 people per square kilometre follows from it.

Alexander 134 is one of 361 covered Alberta places, counted at 1,077 residents with a land area of 68.4 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Alberta; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Alexander 134

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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