Borrowing in Amisk, Alberta

Amisk, Alberta, recorded a population of 219 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

The census figures for Amisk

Amisk recorded a population of 219 in Statistics Canada's 2021 Census of Population. 0.8 square kilometres of land are attributed to Amisk.

That gives a density of 288.2 people per square kilometre, rounded to one decimal place.

The community is the 304th largest place in the province within this census set.

The place record for Amisk covers 0.8 square kilometres and 219 residents, a density of 288.2 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

Amisk appears in the census record with 219 residents, and the density of 288.2 people per square kilometre follows from it.

The density figure for Amisk, 288.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Amisk is 0.8 square kilometres, and the population is 219 residents in the 2021 Census.

At 219 residents in the 2021 Census, Amisk is listed alongside the other covered places in Alberta.

For Amisk, the two census fields above are the only local statistics used anywhere on the page.

Amisk sits at rank 304 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Amisk page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Amisk page follows the same structure as every other place page, with population, land area, density and rank.

Amisk ranks 304 by 2021 Census population among the covered places in Alberta.

Amisk is one of 361 covered Alberta places, counted at 219 residents with a land area of 0.8 square kilometres.

Where a figure for Amisk could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.