Borrowing in Andrew, Alberta

This page covers borrowing in Andrew, Alberta: the census facts, the provincial rules, and the products people compare.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Alberta, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Andrew

Andrew recorded a population of 366 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 1.2 square kilometres of land for the community.

That gives a density of 310.2 people per square kilometre, rounded to one decimal place.

By population it ranks 270 among the Alberta places covered here.

Compared with the other 361 covered Alberta places, Andrew ranks 270 by population.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Andrew appears in the census record with 366 residents, and the density of 310.2 people per square kilometre follows from it.

The land area recorded for Andrew is 1.2 square kilometres, and the population is 366 residents in the 2021 Census.

Andrew is one of 361 covered Alberta places, counted at 366 residents with a land area of 1.2 square kilometres.

Where a figure for Andrew could not be verified, the page names the publisher instead of printing a number.

Andrew sits at rank 270 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Andrew ranks 270 by 2021 Census population among the covered places in Alberta.

The Andrew page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Andrew with another community can use the same four census fields.

At 366 residents in the 2021 Census, Andrew is listed alongside the other covered places in Alberta.

Nothing on the Andrew page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Andrew, 310.2 people per square kilometre, is calculated from the population and land area above.

For Andrew, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.