Borrowing in Athabasca, Alberta

Athabasca, Alberta, recorded a population of 2,759 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Alberta rules that apply

The regulator for consumer credit in Alberta is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Athabasca

Population for Athabasca stands at 2,759 in the 2021 Census. The community covers 17.8 square kilometres of land.

The calculated density is 155.1 people per square kilometre.

The 2021 Census population places it at rank 126 in the province.

Athabasca sits at rank 126 among the 361 Alberta places here, with 2,759 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Where a figure for Athabasca could not be verified, the page names the publisher instead of printing a number.

The density figure for Athabasca, 155.1 people per square kilometre, is calculated from the population and land area above.

Nothing on the Athabasca page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Athabasca page follows the same structure as every other place page, with population, land area, density and rank.

For Athabasca, the two census fields above are the only local statistics used anywhere on the page.

At 2,759 residents in the 2021 Census, Athabasca is listed alongside the other covered places in Alberta.

Athabasca appears in the census record with 2,759 residents, and the density of 155.1 people per square kilometre follows from it.

Athabasca is one of 361 covered Alberta places, counted at 2,759 residents with a land area of 17.8 square kilometres.

Athabasca sits at rank 126 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Athabasca ranks 126 by 2021 Census population among the covered places in Alberta.

The land area recorded for Athabasca is 17.8 square kilometres, and the population is 2,759 residents in the 2021 Census.

Readers comparing Athabasca with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.