Borrowing in Bawlf, Alberta

A loan taken out in Bawlf is governed by Alberta's licensing rules, and the 2021 Census counted 412 people in the community.

The Alberta rules that apply

The regulator for consumer credit in Alberta is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Bawlf

Statistics Canada's 2021 Census gives Bawlf a population of 412. Its land area is 0.9 square kilometres.

Dividing population by land area gives 462.9 residents per square kilometre, rounded to one decimal place.

By population it ranks 262 among the Alberta places covered here.

Within Alberta, Bawlf is place number 262 by population in this census set, at 412 residents.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Bawlf ranks 262 by 2021 Census population among the covered places in Alberta.

Bawlf appears in the census record with 412 residents, and the density of 462.9 people per square kilometre follows from it.

The land area recorded for Bawlf is 0.9 square kilometres, and the population is 412 residents in the 2021 Census.

At 412 residents in the 2021 Census, Bawlf is listed alongside the other covered places in Alberta.

Bawlf sits at rank 262 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Bawlf page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Bawlf could not be verified, the page names the publisher instead of printing a number.

The density figure for Bawlf, 462.9 people per square kilometre, is calculated from the population and land area above.

For Bawlf, the two census fields above are the only local statistics used anywhere on the page.

Bawlf is one of 361 covered Alberta places, counted at 412 residents with a land area of 0.9 square kilometres.

Readers comparing Bawlf with another community can use the same four census fields.

The Bawlf page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.