Borrowing in Beiseker, Alberta

Beiseker is one of the Alberta communities covered here, with a 2021 Census population of 754, and borrowing there is licensed under Alberta's consumer credit rules.

The census figures for Beiseker

Beiseker recorded a population of 754 in Statistics Canada's 2021 Census of Population. The census records a land area of 2.9 square kilometres for Beiseker.

That gives a density of 264.6 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 221 in the province.

Beiseker therefore appears at rank 221 of 361 covered Alberta places, with a density of 264.6 people per square kilometre.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

Nothing on the Beiseker page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Beiseker could not be verified, the page names the publisher instead of printing a number.

Beiseker ranks 221 by 2021 Census population among the covered places in Alberta.

At 754 residents in the 2021 Census, Beiseker is listed alongside the other covered places in Alberta.

For Beiseker, the two census fields above are the only local statistics used anywhere on the page.

Beiseker sits at rank 221 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Beiseker, 264.6 people per square kilometre, is calculated from the population and land area above.

Beiseker is one of 361 covered Alberta places, counted at 754 residents with a land area of 2.9 square kilometres.

The land area recorded for Beiseker is 2.9 square kilometres, and the population is 754 residents in the 2021 Census.

Readers comparing Beiseker with another community can use the same four census fields.

The Beiseker page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.