Borrowing in Boyer 164, Alberta

Boyer 164 is one of the Alberta places covered here, with 123 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Alberta rules that apply

Provincial or territorial law decides who may lend in Alberta, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Alberta, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Boyer 164

Statistics Canada's 2021 Census gives Boyer 164 a population of 123. The census records a land area of 40.9 square kilometres for Boyer 164.

That gives a density of 3.0 people per square kilometre, rounded to one decimal place.

By population it ranks 354 among the Alberta places covered here.

Within Alberta, Boyer 164 is place number 354 by population in this census set, at 123 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A credit file is compiled by private agencies from information lenders and other creditors report.

Nothing on the Boyer 164 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Boyer 164 could not be verified, the page names the publisher instead of printing a number.

Boyer 164 sits at rank 354 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Boyer 164, 3.0 people per square kilometre, is calculated from the population and land area above.

The Boyer 164 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Boyer 164 with another community can use the same four census fields.

Boyer 164 appears in the census record with 123 residents, and the density of 3.0 people per square kilometre follows from it.

The land area recorded for Boyer 164 is 40.9 square kilometres, and the population is 123 residents in the 2021 Census.

For Boyer 164, the two census fields above are the only local statistics used anywhere on the page.

Boyer 164 ranks 354 by 2021 Census population among the covered places in Alberta.

Boyer 164 is one of 361 covered Alberta places, counted at 123 residents with a land area of 40.9 square kilometres.

At 123 residents in the 2021 Census, Boyer 164 is listed alongside the other covered places in Alberta.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.