Borrowing in Chauvin, Alberta

Chauvin is one of the Alberta communities covered here, with a 2021 Census population of 304, and borrowing there is licensed under Alberta's consumer credit rules.

The Alberta rules that apply

Provincial or territorial law decides who may lend in Alberta, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Chauvin

The 2021 Census counted 304 residents in Chauvin. 2.2 square kilometres of land are attributed to Chauvin.

On those two figures, density is 136.9 residents per square kilometre when rounded to one decimal place.

The community is the 282nd largest place in the province within this census set.

Chauvin therefore appears at rank 282 of 361 covered Alberta places, with a density of 136.9 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Nothing on the Chauvin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Chauvin appears in the census record with 304 residents, and the density of 136.9 people per square kilometre follows from it.

The Chauvin page follows the same structure as every other place page, with population, land area, density and rank.

Chauvin sits at rank 282 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Chauvin ranks 282 by 2021 Census population among the covered places in Alberta.

Readers comparing Chauvin with another community can use the same four census fields.

Chauvin is one of 361 covered Alberta places, counted at 304 residents with a land area of 2.2 square kilometres.

The land area recorded for Chauvin is 2.2 square kilometres, and the population is 304 residents in the 2021 Census.

At 304 residents in the 2021 Census, Chauvin is listed alongside the other covered places in Alberta.

For Chauvin, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Chauvin could not be verified, the page names the publisher instead of printing a number.

The density figure for Chauvin, 136.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.