Borrowing in Chestermere, Alberta

Chestermere, Alberta, recorded a population of 22,163 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Chestermere

Chestermere recorded a population of 22,163 in Statistics Canada's 2021 Census of Population. Land area for Chestermere is 32.8 square kilometres in the same census.

Population divided by land area produces a density of 675.1 people per square kilometre.

Chestermere ranks 20 by population among the Alberta places on this site.

Chestermere therefore appears at rank 20 of 361 covered Alberta places, with a density of 675.1 people per square kilometre.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Alberta among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Chestermere sits at rank 20 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Chestermere is 32.8 square kilometres, and the population is 22,163 residents in the 2021 Census.

Chestermere ranks 20 by 2021 Census population among the covered places in Alberta.

Chestermere is one of 361 covered Alberta places, counted at 22,163 residents with a land area of 32.8 square kilometres.

The density figure for Chestermere, 675.1 people per square kilometre, is calculated from the population and land area above.

Nothing on the Chestermere page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Chestermere, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Chestermere with another community can use the same four census fields.

Chestermere appears in the census record with 22,163 residents, and the density of 675.1 people per square kilometre follows from it.

At 22,163 residents in the 2021 Census, Chestermere is listed alongside the other covered places in Alberta.

Where a figure for Chestermere could not be verified, the page names the publisher instead of printing a number.

The Chestermere page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.