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Borrowing in Clive, Alberta

Clive, Alberta: 775 residents in the 2021 Census, 2.2 square kilometres of land, and the provincial lending rules that apply across Alberta.

Province Alberta (AB)
Population, 2021 Census 775
Land area 2.2 km²
Provincial regulator See the FCAC list

Clive, Alberta, recorded a population of 775 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Clive

Clive recorded a population of 775 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 2.2 square kilometres of land for the community.

The calculated density is 357.1 people per square kilometre.

Clive ranks 215 by population among the Alberta places on this site.

Clive sits at rank 215 among the 361 Alberta places here, with 775 residents in the 2021 Census.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Alberta; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Nothing on the Clive page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Clive, 357.1 people per square kilometre, is calculated from the population and land area above.

At 775 residents in the 2021 Census, Clive is listed alongside the other covered places in Alberta.

Clive is one of 361 covered Alberta places, counted at 775 residents with a land area of 2.2 square kilometres.

Clive appears in the census record with 775 residents, and the density of 357.1 people per square kilometre follows from it.

Where a figure for Clive could not be verified, the page names the publisher instead of printing a number.

The Clive page follows the same structure as every other place page, with population, land area, density and rank.

Clive sits at rank 215 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Clive is 2.2 square kilometres, and the population is 775 residents in the 2021 Census.

Clive ranks 215 by 2021 Census population among the covered places in Alberta.

Readers comparing Clive with another community can use the same four census fields.

For Clive, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Clive

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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