Borrowing in Coaldale, Alberta

A loan taken out in Coaldale is governed by Alberta's licensing rules, and the 2021 Census counted 8,771 people in the community.

The census figures for Coaldale

The 2021 Census counted 8,771 residents in Coaldale. The community covers 13.6 square kilometres of land.

That gives a density of 645.9 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 52 within this data set.

The place record for Coaldale covers 13.6 square kilometres and 8,771 residents, a density of 645.9 people per square kilometre.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Alberta; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The density figure for Coaldale, 645.9 people per square kilometre, is calculated from the population and land area above.

Readers comparing Coaldale with another community can use the same four census fields.

The Coaldale page follows the same structure as every other place page, with population, land area, density and rank.

Coaldale sits at rank 52 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

At 8,771 residents in the 2021 Census, Coaldale is listed alongside the other covered places in Alberta.

Where a figure for Coaldale could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Coaldale is 13.6 square kilometres, and the population is 8,771 residents in the 2021 Census.

Coaldale appears in the census record with 8,771 residents, and the density of 645.9 people per square kilometre follows from it.

For Coaldale, the two census fields above are the only local statistics used anywhere on the page.

Coaldale is one of 361 covered Alberta places, counted at 8,771 residents with a land area of 13.6 square kilometres.

Coaldale ranks 52 by 2021 Census population among the covered places in Alberta.

Nothing on the Coaldale page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.