Borrowing in Cold Lake 149, Alberta

Cold Lake 149 is one of the Alberta communities covered here, with a 2021 Census population of 671, and borrowing there is licensed under Alberta's consumer credit rules.

The census figures for Cold Lake 149

Population for Cold Lake 149 stands at 671 in the 2021 Census. The census records a land area of 139.8 square kilometres for Cold Lake 149.

On those two figures, density is 4.8 residents per square kilometre when rounded to one decimal place.

By population it ranks 231 among the Alberta places covered here.

Cold Lake 149 therefore appears at rank 231 of 361 covered Alberta places, with a density of 4.8 people per square kilometre.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Joint applications combine two incomes and two sets of obligations in the same assessment. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

For Cold Lake 149, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Cold Lake 149 with another community can use the same four census fields.

Cold Lake 149 ranks 231 by 2021 Census population among the covered places in Alberta.

At 671 residents in the 2021 Census, Cold Lake 149 is listed alongside the other covered places in Alberta.

Cold Lake 149 is one of 361 covered Alberta places, counted at 671 residents with a land area of 139.8 square kilometres.

The Cold Lake 149 page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Cold Lake 149 could not be verified, the page names the publisher instead of printing a number.

Cold Lake 149 appears in the census record with 671 residents, and the density of 4.8 people per square kilometre follows from it.

Cold Lake 149 sits at rank 231 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Cold Lake 149 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Cold Lake 149, 4.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.