Borrowing in Crossfield, Alberta

Crossfield, Alberta, recorded a population of 3,599 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The census figures for Crossfield

Crossfield recorded a population of 3,599 in Statistics Canada's 2021 Census of Population. The census records a land area of 11.9 square kilometres for Crossfield.

The calculated density is 302.7 people per square kilometre.

By population it ranks 109 among the Alberta places covered here.

Within Alberta, Crossfield is place number 109 by population in this census set, at 3,599 residents.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Crossfield is one of 361 covered Alberta places, counted at 3,599 residents with a land area of 11.9 square kilometres.

The Crossfield page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Crossfield, 302.7 people per square kilometre, is calculated from the population and land area above.

For Crossfield, the two census fields above are the only local statistics used anywhere on the page.

Crossfield appears in the census record with 3,599 residents, and the density of 302.7 people per square kilometre follows from it.

Nothing on the Crossfield page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Crossfield sits at rank 109 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Crossfield could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Crossfield is 11.9 square kilometres, and the population is 3,599 residents in the 2021 Census.

Readers comparing Crossfield with another community can use the same four census fields.

At 3,599 residents in the 2021 Census, Crossfield is listed alongside the other covered places in Alberta.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.