Borrowing in Delburne, Alberta

Delburne is one of the Alberta places covered here, with 919 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The census figures for Delburne

Delburne recorded a population of 919 in Statistics Canada's 2021 Census of Population. The community covers 3.8 square kilometres of land.

Population divided by land area produces a density of 242.5 people per square kilometre.

The community is the 199th largest place in the province within this census set.

Compared with the other 361 covered Alberta places, Delburne ranks 199 by population.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Nothing on the Delburne page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Delburne with another community can use the same four census fields.

Delburne ranks 199 by 2021 Census population among the covered places in Alberta.

At 919 residents in the 2021 Census, Delburne is listed alongside the other covered places in Alberta.

Delburne appears in the census record with 919 residents, and the density of 242.5 people per square kilometre follows from it.

The density figure for Delburne, 242.5 people per square kilometre, is calculated from the population and land area above.

The Delburne page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Delburne is 3.8 square kilometres, and the population is 919 residents in the 2021 Census.

Delburne is one of 361 covered Alberta places, counted at 919 residents with a land area of 3.8 square kilometres.

Where a figure for Delburne could not be verified, the page names the publisher instead of printing a number.

Delburne sits at rank 199 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.