Borrowing in Delia, Alberta

This page covers borrowing in Delia, Alberta: the census facts, the provincial rules, and the products people compare.

The census figures for Delia

Statistics Canada's 2021 Census gives Delia a population of 152. The community covers 1.3 square kilometres of land.

That gives a density of 114.3 people per square kilometre, rounded to one decimal place.

By population it ranks 341 among the Alberta places covered here.

Delia therefore appears at rank 341 of 361 covered Alberta places, with a density of 114.3 people per square kilometre.

The Alberta rules that apply

The regulator for consumer credit in Alberta is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Alberta, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The Delia page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Delia with another community can use the same four census fields.

The land area recorded for Delia is 1.3 square kilometres, and the population is 152 residents in the 2021 Census.

Delia ranks 341 by 2021 Census population among the covered places in Alberta.

At 152 residents in the 2021 Census, Delia is listed alongside the other covered places in Alberta.

Where a figure for Delia could not be verified, the page names the publisher instead of printing a number.

For Delia, the two census fields above are the only local statistics used anywhere on the page.

Delia is one of 361 covered Alberta places, counted at 152 residents with a land area of 1.3 square kilometres.

The density figure for Delia, 114.3 people per square kilometre, is calculated from the population and land area above.

Delia appears in the census record with 152 residents, and the density of 114.3 people per square kilometre follows from it.

Delia sits at rank 341 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Alberta; a municipal boundary does not change them.