Borrowing in Desmarais, Alberta

Desmarais, Alberta, recorded a population of 116 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Joint applications combine two incomes and two sets of obligations in the same assessment.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count Alberta among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Desmarais

Population for Desmarais stands at 116 in the 2021 Census. Land area for Desmarais is 1.5 square kilometres in the same census.

That gives a density of 75.3 people per square kilometre, rounded to one decimal place.

Among covered Alberta places, Desmarais sits at rank 356 by population.

Compared with the other 361 covered Alberta places, Desmarais ranks 356 by population.

The density figure for Desmarais, 75.3 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Desmarais is 1.5 square kilometres, and the population is 116 residents in the 2021 Census.

Readers comparing Desmarais with another community can use the same four census fields.

Desmarais sits at rank 356 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

At 116 residents in the 2021 Census, Desmarais is listed alongside the other covered places in Alberta.

Desmarais is one of 361 covered Alberta places, counted at 116 residents with a land area of 1.5 square kilometres.

Desmarais ranks 356 by 2021 Census population among the covered places in Alberta.

The Desmarais page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Desmarais could not be verified, the page names the publisher instead of printing a number.

Desmarais appears in the census record with 116 residents, and the density of 75.3 people per square kilometre follows from it.

Nothing on the Desmarais page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Desmarais, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.