Borrowing in Ermineskin 138, Alberta

With 2,256 residents counted in the 2021 Census, Ermineskin 138 sits inside Alberta's provincial lending framework.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A mortgage is registered against the property, which is what gives the lender its claim. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The census figures for Ermineskin 138

Population for Ermineskin 138 stands at 2,256 in the 2021 Census. Its land area is 104.3 square kilometres.

The calculated density is 21.6 people per square kilometre.

The 2021 Census population places it at rank 139 in the province.

Within Alberta, Ermineskin 138 is place number 139 by population in this census set, at 2,256 residents.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Alberta falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The Ermineskin 138 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Ermineskin 138 is 104.3 square kilometres, and the population is 2,256 residents in the 2021 Census.

At 2,256 residents in the 2021 Census, Ermineskin 138 is listed alongside the other covered places in Alberta.

Where a figure for Ermineskin 138 could not be verified, the page names the publisher instead of printing a number.

Ermineskin 138 ranks 139 by 2021 Census population among the covered places in Alberta.

Ermineskin 138 sits at rank 139 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

For Ermineskin 138, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Ermineskin 138 with another community can use the same four census fields.

The density figure for Ermineskin 138, 21.6 people per square kilometre, is calculated from the population and land area above.

Ermineskin 138 is one of 361 covered Alberta places, counted at 2,256 residents with a land area of 104.3 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.