Borrowing in Girouxville, Alberta

Girouxville, Alberta, recorded a population of 278 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Girouxville

278 people were counted in Girouxville in the 2021 Census. Statistics Canada lists 0.7 square kilometres of land for the community.

The calculated density is 421.2 people per square kilometre.

By population it ranks 288 among the Alberta places covered here.

Girouxville therefore appears at rank 288 of 361 covered Alberta places, with a density of 421.2 people per square kilometre.

The Alberta rules that apply

The body that licenses consumer lending in Alberta is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Alberta; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The Girouxville page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Girouxville is 0.7 square kilometres, and the population is 278 residents in the 2021 Census.

Where a figure for Girouxville could not be verified, the page names the publisher instead of printing a number.

The density figure for Girouxville, 421.2 people per square kilometre, is calculated from the population and land area above.

Nothing on the Girouxville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 278 residents in the 2021 Census, Girouxville is listed alongside the other covered places in Alberta.

Readers comparing Girouxville with another community can use the same four census fields.

For Girouxville, the two census fields above are the only local statistics used anywhere on the page.

Girouxville appears in the census record with 278 residents, and the density of 421.2 people per square kilometre follows from it.

Girouxville sits at rank 288 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Girouxville ranks 288 by 2021 Census population among the covered places in Alberta.

Girouxville is one of 361 covered Alberta places, counted at 278 residents with a land area of 0.7 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.