Borrowing in Grande Prairie, Alberta

A loan taken out in Grande Prairie is governed by Alberta's licensing rules, and the 2021 Census counted 64,141 people in the community.

The census figures for Grande Prairie

64,141 people were counted in Grande Prairie in the 2021 Census. Land area for Grande Prairie is 132.7 square kilometres in the same census.

Population divided by land area produces a density of 483.3 people per square kilometre.

Among covered Alberta places, Grande Prairie sits at rank 9 by population.

Grande Prairie therefore appears at rank 9 of 361 covered Alberta places, with a density of 483.3 people per square kilometre.

The Alberta rules that apply

Consumer lending in Alberta is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Mid-sized places carry the same product list and the same provincial position as the largest city in the province.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A mortgage is registered against the property, which is what gives the lender its claim. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Where a figure for Grande Prairie could not be verified, the page names the publisher instead of printing a number.

The density figure for Grande Prairie, 483.3 people per square kilometre, is calculated from the population and land area above.

Grande Prairie ranks 9 by 2021 Census population among the covered places in Alberta.

Nothing on the Grande Prairie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Grande Prairie appears in the census record with 64,141 residents, and the density of 483.3 people per square kilometre follows from it.

For Grande Prairie, the two census fields above are the only local statistics used anywhere on the page.

Grande Prairie sits at rank 9 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The Grande Prairie page follows the same structure as every other place page, with population, land area, density and rank.

Grande Prairie is one of 361 covered Alberta places, counted at 64,141 residents with a land area of 132.7 square kilometres.

Readers comparing Grande Prairie with another community can use the same four census fields.

The land area recorded for Grande Prairie is 132.7 square kilometres, and the population is 64,141 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Alberta; a municipal boundary does not change them.