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Borrowing in Gregoire Lake 176A, Alberta

Borrowing in Gregoire Lake 176A is licensed by Alberta, and the 2021 Census counted 129 people across 0.8 square kilometres.

Province Alberta (AB)
Population, 2021 Census 129
Land area 0.8 km²
Provincial regulator See the FCAC list

A loan taken out in Gregoire Lake 176A is governed by Alberta's licensing rules, and the 2021 Census counted 129 people in the community.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A credit file is compiled by private agencies from information lenders and other creditors report. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The census figures for Gregoire Lake 176A

In the 2021 Census, Gregoire Lake 176A had 129 residents. Statistics Canada lists 0.8 square kilometres of land for the community.

The calculated density is 159.3 people per square kilometre.

Among covered Alberta places, Gregoire Lake 176A sits at rank 349 by population.

Gregoire Lake 176A therefore appears at rank 349 of 361 covered Alberta places, with a density of 159.3 people per square kilometre.

The Alberta rules that apply

Provincial or territorial law decides who may lend in Alberta, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

At 129 residents in the 2021 Census, Gregoire Lake 176A is listed alongside the other covered places in Alberta.

For Gregoire Lake 176A, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Gregoire Lake 176A could not be verified, the page names the publisher instead of printing a number.

Gregoire Lake 176A ranks 349 by 2021 Census population among the covered places in Alberta.

Gregoire Lake 176A appears in the census record with 129 residents, and the density of 159.3 people per square kilometre follows from it.

Gregoire Lake 176A is one of 361 covered Alberta places, counted at 129 residents with a land area of 0.8 square kilometres.

Gregoire Lake 176A sits at rank 349 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Gregoire Lake 176A with another community can use the same four census fields.

The land area recorded for Gregoire Lake 176A is 0.8 square kilometres, and the population is 129 residents in the 2021 Census.

The density figure for Gregoire Lake 176A, 159.3 people per square kilometre, is calculated from the population and land area above.

The Gregoire Lake 176A page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Gregoire Lake 176A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Alberta; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Gregoire Lake 176A

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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