Borrowing in Hay Lake 209, Alberta

Hay Lake 209 is one of the Alberta communities covered here, with a 2021 Census population of 957, and borrowing there is licensed under Alberta's consumer credit rules.

The Alberta rules that apply

Provincial or territorial law decides who may lend in Alberta, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Alberta falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Hay Lake 209

In the 2021 Census, Hay Lake 209 had 957 residents. Its land area is 99.3 square kilometres.

The calculated density is 9.6 people per square kilometre.

Among covered Alberta places, Hay Lake 209 sits at rank 198 by population.

The place record for Hay Lake 209 covers 99.3 square kilometres and 957 residents, a density of 9.6 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Hay Lake 209 appears in the census record with 957 residents, and the density of 9.6 people per square kilometre follows from it.

Hay Lake 209 ranks 198 by 2021 Census population among the covered places in Alberta.

The Hay Lake 209 page follows the same structure as every other place page, with population, land area, density and rank.

At 957 residents in the 2021 Census, Hay Lake 209 is listed alongside the other covered places in Alberta.

For Hay Lake 209, the two census fields above are the only local statistics used anywhere on the page.

Hay Lake 209 sits at rank 198 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Hay Lake 209 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Hay Lake 209 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Hay Lake 209 is 99.3 square kilometres, and the population is 957 residents in the 2021 Census.

Hay Lake 209 is one of 361 covered Alberta places, counted at 957 residents with a land area of 99.3 square kilometres.

The density figure for Hay Lake 209, 9.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Hay Lake 209 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.