Borrowing in Horse Lakes 152B, Alberta

Horse Lakes 152B is one of the Alberta places covered here, with 489 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A credit file is compiled by private agencies from information lenders and other creditors report. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The census figures for Horse Lakes 152B

The 2021 Census counted 489 residents in Horse Lakes 152B. The census records a land area of 14.5 square kilometres for Horse Lakes 152B.

That gives a density of 33.8 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 253 within this data set.

Horse Lakes 152B therefore appears at rank 253 of 361 covered Alberta places, with a density of 33.8 people per square kilometre.

The Alberta rules that apply

Provincial or territorial law decides who may lend in Alberta, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Alberta falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

For Horse Lakes 152B, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Horse Lakes 152B is 14.5 square kilometres, and the population is 489 residents in the 2021 Census.

The Horse Lakes 152B page follows the same structure as every other place page, with population, land area, density and rank.

Horse Lakes 152B sits at rank 253 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Horse Lakes 152B is one of 361 covered Alberta places, counted at 489 residents with a land area of 14.5 square kilometres.

Horse Lakes 152B appears in the census record with 489 residents, and the density of 33.8 people per square kilometre follows from it.

The density figure for Horse Lakes 152B, 33.8 people per square kilometre, is calculated from the population and land area above.

Horse Lakes 152B ranks 253 by 2021 Census population among the covered places in Alberta.

Readers comparing Horse Lakes 152B with another community can use the same four census fields.

At 489 residents in the 2021 Census, Horse Lakes 152B is listed alongside the other covered places in Alberta.

Nothing on the Horse Lakes 152B page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Horse Lakes 152B could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.