Borrowing in Improvement District No. 4 Waterton, Alberta

With 158 residents counted in the 2021 Census, Improvement District No. 4 Waterton sits inside Alberta's provincial lending framework.

The Alberta rules that apply

The body that licenses consumer lending in Alberta is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Alberta among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The census figures for Improvement District No. 4 Waterton

Population for Improvement District No. 4 Waterton stands at 158 in the 2021 Census. The census records a land area of 482.5 square kilometres for Improvement District No. 4 Waterton.

Dividing population by land area gives 0.3 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 334 within this data set.

The place record for Improvement District No. 4 Waterton covers 482.5 square kilometres and 158 residents, a density of 0.3 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

For Improvement District No. 4 Waterton, the two census fields above are the only local statistics used anywhere on the page.

At 158 residents in the 2021 Census, Improvement District No. 4 Waterton is listed alongside the other covered places in Alberta.

Readers comparing Improvement District No. 4 Waterton with another community can use the same four census fields.

Improvement District No. 4 Waterton is one of 361 covered Alberta places, counted at 158 residents with a land area of 482.5 square kilometres.

Improvement District No. 4 Waterton sits at rank 334 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

The Improvement District No. 4 Waterton page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Improvement District No. 4 Waterton is 482.5 square kilometres, and the population is 158 residents in the 2021 Census.

The density figure for Improvement District No. 4 Waterton, 0.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Improvement District No. 4 Waterton could not be verified, the page names the publisher instead of printing a number.

Improvement District No. 4 Waterton appears in the census record with 158 residents, and the density of 0.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.