Borrowing in Irricana, Alberta

Irricana, Alberta, recorded a population of 1,179 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Irricana

Population for Irricana stands at 1,179 in the 2021 Census. Its land area is 3.2 square kilometres.

The calculated density is 365.0 people per square kilometre.

The community is the 179th largest place in the province within this census set.

Irricana therefore appears at rank 179 of 361 covered Alberta places, with a density of 365.0 people per square kilometre.

The Alberta rules that apply

Licensing for consumer credit in Alberta sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Alberta among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A mortgage is registered against the property, which is what gives the lender its claim. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

Each product below has its own page, and the Alberta position applies to all of them.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Irricana is one of 361 covered Alberta places, counted at 1,179 residents with a land area of 3.2 square kilometres.

At 1,179 residents in the 2021 Census, Irricana is listed alongside the other covered places in Alberta.

The Irricana page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Irricana, 365.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Irricana is 3.2 square kilometres, and the population is 1,179 residents in the 2021 Census.

For Irricana, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Irricana could not be verified, the page names the publisher instead of printing a number.

Irricana ranks 179 by 2021 Census population among the covered places in Alberta.

Nothing on the Irricana page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Irricana appears in the census record with 1,179 residents, and the density of 365.0 people per square kilometre follows from it.

Irricana sits at rank 179 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Irricana with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.