Borrowing in Jarvis Bay, Alberta

A loan taken out in Jarvis Bay is governed by Alberta's licensing rules, and the 2021 Census counted 213 people in the community.

The Alberta rules that apply

The regulator for consumer credit in Alberta is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Alberta; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Jarvis Bay

Population for Jarvis Bay stands at 213 in the 2021 Census. Its land area is 0.6 square kilometres.

Dividing population by land area gives 387.3 residents per square kilometre, rounded to one decimal place.

Among covered Alberta places, Jarvis Bay sits at rank 310 by population.

Within Alberta, Jarvis Bay is place number 310 by population in this census set, at 213 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The density figure for Jarvis Bay, 387.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Jarvis Bay could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Jarvis Bay is 0.6 square kilometres, and the population is 213 residents in the 2021 Census.

The Jarvis Bay page follows the same structure as every other place page, with population, land area, density and rank.

Jarvis Bay sits at rank 310 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

At 213 residents in the 2021 Census, Jarvis Bay is listed alongside the other covered places in Alberta.

Nothing on the Jarvis Bay page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Jarvis Bay ranks 310 by 2021 Census population among the covered places in Alberta.

For Jarvis Bay, the two census fields above are the only local statistics used anywhere on the page.

Jarvis Bay appears in the census record with 213 residents, and the density of 387.3 people per square kilometre follows from it.

Jarvis Bay is one of 361 covered Alberta places, counted at 213 residents with a land area of 0.6 square kilometres.

Readers comparing Jarvis Bay with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.